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PUSIR

WOMEN UNITED

Pusir Grande is an afro-Ecuadorian community located in the Chota Valley of the Carchi province. Here, FEDICE works with a group of 40 women to improve financial literacy as well as general wellbeing. Specifically, FEDICE aims to establish of a culture of saving, an accounting and administration system, and to participate in solving local problems. More specifically, most of the credits given are used for agricultural and commercial projects. FEDICE then helps the women save money, and spend in such a way to improve the quality of life for them and their families. Month to month we have seen an increase in the amount the women are able to put towards their savings.

PUSIR GRANDE COMMUNITY

AGRICULTURAL – COMMERCIAL PROJECT

DECEMBER 2020

 

Project: Financing of micro-projects families

Product of the projects: Pepper, beans and family commercial business

Community: Pusir Grande

Responsible from the community  

  • Angel Delgado – President of the group

  • Miriam Chala – Treasurer

  • Teresa Ulloa - Secretary

  • Maricela Padilla – Member

  • Delia Espinoza – Member

Number of the beneficiaries: 34 families

Justification

Providing credit at a low annual interest rate generates economic and social opportunities for families. They can increase the utility obtained from agriculture or commerce, in addition, families can have more resources for food, health, education and housing.

 

General Objective

To provide financial resources for 34 families from the Pusir Grande community.

Specific Objectives:

  • Contribute to the financing of agricultural and commercial investments of the members of the Organization “Paz, Desarrollo e Igualdad”. Peace, Development and Equality organization.

  • Carry out monthly theoretical and practical trainings that help improve the social and economic conditions of our beneficiaries.

  • Promote the solidarity of women through participation in community activities.

  • Monitor and evaluate individual and organizational investments.

 

Goal:

Delivering the micro – loans to the organization in Pusir, FEDICE are financing an avergare of 25 % of the cost for the production of the projects.

Description of the Project

FEDICE gives $670 to each 34 families who belongs to the group. The families Will be use the resources for buying seeds (beans, peppers) fertilizers, products for selling (fruits, vegetables,  fish and different kinds of materials).

 

 

Operative process

Beneficiaries of the project:  

  • Attend once a month meeting with the FEDICE technical team. The monthly meeting will be the last Tuesday of each month at 4:00 pm. Attendance will be verified at 4:15 p.m., after that time, the member will be late and must pay 0.50 cents as a fine.

  • Members who miss the meeting must pay $ 1.

  • In case of not complying with the payment of the dividend at the end of each quarter, the member will cancel $ 5 per fine, the same that will be charged from the second day of the breach.

  • The money collected from fines will be collected by the treasurer, who will create a fund to cover the administrative expenses of the organization.

  • Each member can only be a guarantor of one member.

 

FEDICE

  • Follow-up the projects in the following month after delivering the funds. At this point, the technical team will verify: purchase invoices, planting products and collect information regarding costs and prices.

  • At the second meeting, it will proceed to update the internal regulations of the organization.

  • The planned trainings to be carried out during the year of project development are: preparation of home-made disinfectant, jewelry, perfumes, first aid, recipes and crafts. The purpose of all these trainings is to generate an additional source of income for families.

 

Cost for Administration, monitoring and evaluation of the project

The Administration, monitoring and evaluation of the project with the women´s group in Pusir Will cost $2,445.00. This value covers the expenses of transportation, materials and the cost of FEDICE team during the development of the project.

The technical team will carry out the verification of the productions in person. In addition, it will proceed to the photographic record, interviews, and application of statistical techniques that are necessary.

FEDICE TEAM

ADAPTATION OF HOUSING 2018

The houses in Pusir Grande are built with blocks and a mixture of sand and mud rather than cement, which is already melting only 15 years after construction. In addition, this fact means that it would be easy to tear down houses. Another problem of the community is that many do not wear shoes, causing them to contract infections.

We made aa agreement with them that they are responsible for tearing down and clearing the ground in  a “minga” (community workday), before the builder comes. In addition, they need to start looking for a place where they can stay during construction process.

 

Rocio ´s House:

Dangerous / harmful aspects of the house:

- The roof Is fabric that has holes, meaning that it does not protect the family from the elements.

- The potatoes are on a bench and the floor with shoes and other things. You have to protect the food from the bacteria that exists on the floor, they must store the food in a clean and protected place.

- The refrigerator does not work, there is no place to store and protect the food

- It is very difficult to access the bathroom, it seems very fragile, and could easily fall.

- There was no soap anywhere. Not in the bathroom, shower or kitchen. This indicates that they are not bathing well or washing their hands

- There is no good place to put clothes to protect it, creating more clutter in the house

- You cannot walk in the rooms because the beds occupy all the space.

- She now has 3 children living there with her.

 

Elvia´s house:

Dangerous / harmful aspects of the house:

- Mud floors that  are almost impossible to clean and disinfect.

- Again, there were potatoes and a melon on the floor that is not sanitary.

- The house is not isolated or sealed so insects and natural elements can enter the roof.

- To wash everything (dishes, hands, clothes),  they use the same rock that is not sanitary.

- There's no water in the bathroom so there's no way to get rid of the waste.

- There are 5 people living in a two-room house and a kitchen.

Recommendations for houses in Pusir

• Promote the wearing of shoes.

• An insulated and durable roof to protect from weather and insects.

• Store food in a clean and protected place.

o They should NEVER put food on the floor.

• If possible, fix the refrigerator or add a new one to protect perishable products.

• Put the bathroom on the same floor as the rest of the house.

• Use soap, shampoo, and deodorant.

• Put soap in the kitchen sink to wash dishes and hands.

• Add or fix cabinets to store and protect clothing.

• Make rooms large enough to put in a bed and have space to walk.

• Put wood or ceramic flooring that is easier to clean.

• In the house of Elvia, add a sink, fix the bathroom, and possibly a place to wash clothes (not to use the same rock for all these things).

The houses in Pusir Grande are built with blocks and a mixture of sand and mud rather than cement, which is already melting only 15 years after construction. In addition, this fact means that it would be easy to tear down houses. Another problem of the community is that many do not wear shoes, causing them to contract infections.

We made aa agreement with them that they are responsible for tearing down and clearing the ground in  a “minga” (community workday), before the builder comes. In addition, they need to start looking for a place where they can stay during construction process.

 

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